Mortgage Qualification Calculator

This utility will give you an estimated mortgage payment you will qualify for. Please do not include commas, decimal points, or dollar signs in the form. Please contact one of our Professional Agents for more exact information. (All entries are monthly)

Income
Salary (Gross):
Self-Employment Income:
Second Job:
Dividends:
Interest:
Pension:
Social Security:
Rental Income:
Child Support, etc:
Other:
Expenses
Car Payment:
Furniture Loan:
Appliances:
Boat or RV Loan:
Revolving Credit:
Student Loan:
Other:
Pre-Qualification Ratio: 28/36 29/41


Results
Total Monthly Income: $
Total Montly Expenses: $
Ratio 1 Max: $
Ratio 2 Max: $
Max Payment $

Ratio 1: This is the maximum monthly payment a lender is likely to allow you to carry based on your income alone.

Ratio 2: This is the maximum monthly payment a lender is likely to allow you to carry based on income minus payments

However, this amount is based on the more generous second number in your ratio.

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